Consumers in Indiana and across the United States are protected by various federal and state laws and regulations. Whether you are an individual who needs legal help with a consumer matter or a company in need of legal counsel or representation, it is important to work with experienced Indiana consumer law attorneys who maintain current knowledge of consumer legislation, case law, and the applications of both to various situations clients might be facing. You’ll find those attorneys at Camden & Meridew, P.C.
Who Needs Indiana Consumer Law Attorneys?
From the Indiana Deceptive Consumer Sales Act to federal and Indiana debt collection laws, an array of rules and regulations govern nearly every aspect of sales and customer relations processes. Camden & Meridew’s committed legal team provides customized service and application of these consumer laws to our client’s specific situations.
Businesses of all types and sizes need legal counsel regarding how to operate in compliance with federal and Indiana debt collection laws. And when a consumer complaint turns into a legal claim, your company needs a consumer litigation attorney who can effectively minimize damages.
Consumers also need legal counsel and representation to ensure their statutory rights are protected. Camden & Meridew, P.C.’s consumer protection attorneys represent consumers in cases involving false credit, unlawful debt collection practices, identity theft, mistaken identity, credit report disputes, debt collector harassment, and wrongful collection, as well as other consumer matters.
At Camden & Meridew, our experience as Indiana consumer law attorneys on both sides of the courtroom provides valuable insight into these cases and allows us to more clearly identify the most effective and efficient means of resolution for our clients.
Consumer Laws at the State and Federal Levels
Consumer law involves a large swath of products, services, and companies, from financial products and services to automotive lemon laws. The Federal Trade Commission’s Bureau of Consumer Protection and the Consumer Financial Protection Bureau are among the federal agencies that provide oversight in consumer protection matters. In Indiana, the Department of Financial Institutions is responsible for much of the state’s consumer protection policy and supervision.
Federal and state consumer laws that fall under the purview of these agencies include:
- The Truth in Lending Act (TILA), often referred to as Federal Regulation Z;
- The Equal Credit Opportunity Act;
- The Fair Credit Reporting Act;
- The Fair Debt Collection Practices Act (FDCPA);
- The Home Ownership and Equity Protection Act;
- The Indiana Uniform Consumer Credit Code (IUCCC);
- The Indiana Deceptive Consumer Sales Act; and
- The Indiana Financial Institutions Act.
How Our Indiana Consumer Law Attorneys Help Businesses
Perhaps your business needs legal guidance in structuring collections policies and procedures in accordance with Indiana debt collection laws, the FDCPA, and other regulations. Or maybe your business has been accused of wrongdoing or neglect in the production of a faulty product and needs a consumer litigation attorney. The range of legal issues in consumer law is broad, and businesses need Indiana consumer law attorneys like those found at Camden & Meridew, who can manage the full breadth of these issues, including the following:
- Licensing and registration;
- Sound policy development under state and federal statutes;
- Structure and administration of transactions;
- Drafting and negotiation of contracts;
- Drafting and administration of warranties;
- Arbitration, mitigation, and defense against complaints; and
- Consumer litigation defense.
Indiana Lawyers for Consumer Protection
There is a reason an abundance of laws related to consumer protection exist. Unfortunately, some businesses take advantage of consumers, using predatory or unethical business practices or otherwise operating or producing goods in a harmful manner.
When this happens, consumers can find themselves in a desperate situation. Legal help and guidance can help protect your finances and possessions and help you regain a sense of normalcy. Some of the major consumer law matters we see as Indiana consumer law attorneys are discussed here.
Credit Issues Have Real Impacts
Credit is one of the most important elements of a person’s financial life. An individual’s credit record is relied upon in many situations, including acquiring housing, financing a vehicle, getting student loans, and signing up for a cell phone contract. Good credit takes time and hard work to establish, and bad credit, even if not of your own doing, can erase your hard work. Repairing discrepancies in your credit history is often very time consuming and extremely frustrating. Contact us today to schedule a consultation about your credit reporting issues.
How Indiana Debt Collection Laws Affect You
Debt collectors can often be the worst part of being in debt. Whether through harassing phone calls, providing false or misleading information, or using other unfair collection practices, debt collectors can really ruin a person’s day. There is protection available for consumers from the unscrupulous activities and illegal tactics that some debt collectors utilize. Our attorneys are familiar with the Fair Debt Collection Practices Act (FDCPA) and Indiana debt collection laws and we will work to protect you.
Identity Theft Issues
With the rise of the electronic age, identity theft is becoming a major problem in the United States. The level of exposure of sensitive private information is higher than ever, and, unfortunately, identity theft crimes are also on the rise. However, there are preventative steps you can take to avoid identity theft and steps to help dampen the repercussions after the theft has occurred.
Consumer law matters are often related to credit, debt, and finance, but legal claims in this area can also arise out of negligence or wrongdoing on the part of a business, organization, or individual in the sale or lease of goods and services. Whatever consumer issue has brought you harm, you can trust a consumer litigation attorney from Camden & Meridew to actively pursue the best legal course to make it right.
Contact Camden & Meridew’s Indiana Consumer Law Attorneys
Businesses, organizations, and individuals who need legal help for consumer law matters can count on the Indiana consumer law attorneys of Camden & Meridew, P.C. to provide quality counsel and representation. Contact us by phone at 317-770-0000 or complete our online contact form to schedule a consultation today.